Card Management

Pre-pay and loyalty cards are increasingly popular with consumers and over the past few years the number of products has increased exponentially. However, management of these cards has presented issuers with a problem and few consumers have been able to check their credit balance prior to presenting the card for a payment.

Card Management from Monitise offers consumers the ability to manage their card based accounts using a secure, intuitive application on their mobile handset. This banking grade service, based on technology behind the Monitise mobile banking ecosystem, allows users to check their balance, view a statement and even top-up their pre-pay account directly from their mobile handset, regardless of choice of mobile network, using an interface that mirrors the familiar interface of an ATM.

The service presents the first mass market control interface for the pre-pay and loyalty card industry and by leveraging Monitise's existing relationships with mobile operators across the globe this not only adds value to high-end customer groups, by meeting their established desire for a mobile service to manage their accounts, but also represents a considerable step forward in terms of financial inclusion to lower-end customer groups, especially those who use very basic banking services or those without online access in the home.

Key functions offered by Mobile Card Manager currently are:

Customised services include the following:

The service is fully managed by Monitise's account-management and development team, and being a banking application, is optimised to meet the technical requirements of pre-pay providers own technical infrastructure.