Monitise has created the most extensive and commercially successful mobile banking and payments service in the world. With live services in the United Kingdom and the United States, we are now working with our international partners to deliver the service on a global scale.

A key principle of the Monitise proposition is to facilitate a non-disruptive business model - we call it the 'ecosystem' - which brings together financial institutions, mobile carriers, payments networks and billers into one mutually beneficial environment. This offers a low-risk, highly scalable approach to mobile banking, leveraging the trusted infrastructure of the ATM switch to create a seamless link between consumers' mobile handsets and their bank accounts.

Effectively: The "electronic bank" - in your pocket.